INSURERS CRITICISED FOR FAILING PEOPLE WITH MENTAL HEALTH PROBLEMS

There have been 400 per cent premium hikes for those who have been well for years
Even a year ago, few of us would have been able to quote the headline mental health figure – that half of us will experience a mental health problem at some point.

But we know it now.

Very, very slowly it seems we’re reassessing and updating our views. We are suddenly realising that ours is a society full of individuals who know what it is to battle with their own brain for the smallest window of clarity or relief.

But the massive, prominent and highly influential financial services industry doesn’t seem to be taking part in this national movement.
As another summer comes to a close and we all pretend we’re not starting to eye up future breaks already, worrying new figures have lifted the lid on the latest evidence of their failure to appropriately deal with millions of people.

Woman with bipolar disorder told she can’t get travel insurance
Some travel insurers are treating customers with a history of mental health problems unfairly, dramatically increasing premiums for no obvious reason often years after their condition has been successfully treated.

Ben Rathe, 30, from London, was diagnosed with depression in 2012.

“I went on a course of antidepressants and cognitive behavioural therapy,” he says. “It was all very successful and today I consider my mental health as good. Just like if I broke my leg six years ago, I have to be a bit careful, but it has no impact on my day-to-day life.

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