The government of Indonesia has launched a compulsory national health Insurance system with the aim of making basic health care available to all its citizens by 2019. Aptly tagged ‘Jaminan Kesehatan Nasional (JKN) Indonesian National Health Insurance was implemented by the newly formed Social Security agency (BPJS) Social Insurance Administration Organization.

JKN care aims to be comprehensive, covering treatment for everyday concerns such as flu through to open – heart surgery, dialysis and chemotherapy. Before now, Indonesia ‘s Private Insurance penetration is estimated at 8% or roughly 20 million people and those Insured are mostly concentrated in Urban areas.

However, there is an increasing number of people in the middle income group who can afford Private Insurance but don’t have access with this government initiative, rise in demand for Public services is expected to push  more affluent Indonesians toward Private sector medical care, as they seek either faster or higher quality service.

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