1- 70% OF AMERICANS ARE INTERESTED IN BUYING LIFE INSURANCE THAT DOESN’T REQUIRE A MEDICAL EXAM.

This kind of life insurance is called “simplified underwriting“. The reasons for wanting to avoid a medical exam are many. I have a friend whose mom, for example, hated going to the doctor.

In fact, for the last 30 years of her life, she never visited a doctor once. She would have lived longer, surely, had she had regular medical check-ups. But her mental illness prevented that. Luckily, my friend’s dad still had life insurance coverage and was able to afford her burial.

Other reasons for wanting to avoid a medical exam might be less interesting. Maybe you’re morbidly obese (or even “super morbidly obese”–that’s an actual condition, by the way). Maybe you have health problems you’d rather not discuss…

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